Guaranteed protection for seniors

Did someone tell you, you are too old for insurance?

Must you be of certain age before and insurer agrees to cover you without a high premium or complicated medical check-ups?

Whether you are 50 or above, you would be never too old with NTUC Income.

All seniors aging from 50 to 70 can be insured with our Senior Plan with up to a sum of $15,000.

Guaranteed Acceptance*
Guaranteed life insurance covers if you have a previous medical condition like stroke, bypass surgery, breast cancer etc.

*As long as you have not been hospitalized for the past 12 months.

Hassle-free Application
Application is hassle-free as no medical examination is required.

Free lifetime cover after 10 years
After 10 years, you will be assured for life with no more contributions PLUS your plan will still attract bonuses and continue to grow.

Affordable Premiums
Premiums are made to be affordable. A 55-year-old man only needs $2.50 a day to be assured of $10,000.

Insurance Cover
Your insurance cover will be from 20% of the sum assured that will increase to a 100% by the fifth year. Every year, your cover may increase by bonuses. Full premiums will be refunded if the premiums paid exceed the sum assured.

If permanent disability occurs before the age of 65, the sum assured and bonuses will be given to you in 4 years.

Gift for your loved ones
As an expression for love for their parents, children may pay part or all of the premiums as an effort to meet their parents’ future needs. This also helps to alleviate the financial burdens on the family.

Buying a life insurance plan is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.