Are You Worried about the following?

• Accident, illness, premature death
• Retrenchment or loss of stable income
• Negative investments
• Low amount of reserve funds for retirement

The Protection Plan from NTUC Income goes back to basic to ensure you are well protected from uncertainties and saving up to be well prepared with constant income throughout your retirement.

Protection Plan with riders offers you:

• Lifetime protection from premature death or serious disabilities
• Continual income covering 30 dreaded diseases with a range or riders
• Attractive rates for policy loans to help you during short-term needs during times of unemployment or other crisis
• Additional returns from bonuses with steady guaranteed returns
• Retirement bonuses and income for life

Immediate Financial Security, Guaranteed for Life

$100,000 immediate protection guaranteed for life! That is what you get for as little as $5 a day. With added bonuses, your fund can only grow to combat the effects of inflation.

Peace of Mind

You have the flexibility to include affordable riders for you and your family to cope with uncertainties like premature death, 30 dreaded diseases, disability, accidents, hospitalisation and loss of stable income so that you can look ahead towards the future with better financial security.

Guaranteed Return with Bonus

Based on our Co-operative values, 98% of profits of NTUC Income are generously set-aside for our policyholders. Therefore, you can enjoy steady and guaranteed returns. In addition, anniversary bonuses are given every 5 years to further increase your returns.

Contingency Cash Needs

Policy loans at low interest rates of 5.5% p.a. are a benefit to members under the Protection Plan to overcome short-term challenges and crisis of unemployment or other urgent need.

Income for Life after Retirement

Enjoy a comfortable and well deserved retirement by using having the Protection Plan to create substantial cash at retirement which you have the option of converting to a life annuity to complement your CPF and other retirement savings.

Buying a life insurance plan is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.