Today with vast improvements of biomedical science, mortality from dreaded diseases is now higher. Unfortunately, hospitalisation and treatment may be a drain on savings and finances. However, with adequate insurance coverage, you can get around any financial issue with greater ease.

Comprehensive Insurance Coverage

Accumulated onuses and sum assured will be return to you or your beneficiary upon diagnosis of any dreaded disease or death as a lump sum or in instalments upon permanent disability before age 65.

Attractive Long Term Savings

You can expect very attractive long-term benefits as your premiums and bonuses are compounded annually. This lump sum may be your cash reserve for future need.

Live an Active Retirement

Upon age of 60, you have a choice to convert entire or part of the policy to an Annuity that ensures you get a monthly income month for life. As an added bonus, we will top up you cash value by an additional 5% when you convert to an Annuity.

Coverage Against 30 Dreaded Disease

The premium is non-guaranteed and the company reserves the right to adjust the premium due to dread disease experience. Any future increase in premium will only apply to the non-guaranteed portion for the dread disease coverage.

Buying a life insurance plan is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid.