The introduction of Eldershield by the Government was to provide affordable insurance to help those who had become severely disabled.

Due to their age or existing disabilities, some elderly groups are unable to be insured under Eldershield. Therefore the Government has set up another assistance scheme, IDAPE, to provide financial help for them. This policy provides needy Singaporeans with disabilities with financial assistance to cope with their medical bills and home care.

Monthly cash payouts are provided to the disabled by the IDAPE Scheme. The amount of cash payouts depends on their household income which can be used for their medical bills, nursing and domestic expenses.